.p {  font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 10pt; color: #00006C}
.h1 { font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 12pt; color: #00006C ; font-weight: bold}
.pbold { font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 10pt; color: #00006C ; font-weight: bold}
.bg {  background-image: url(/images/memo.gif); background-repeat: no-repeat}